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Matters to consider before filing for a senior divorce

Divorces among adults older than 50 have shown a marked increase nationwide, including in Texas. In fact, it has been reported that the current number of senior divorces is double that of 20 years ago. Another interesting fact is that the divorce rate for seniors who are already in a second or third marriage is more than twice the rate of older couples ending a first marriage.

Seniors who are considering a divorce have different stumbling blocks to overcome compared to the implications for younger divorcing couples. Matters that may need consideration include your own care as you grow older. Are there any adult children that will be able to support you if need be? If you are currently providing physical or financial care to your parents, you will likely have to continue this care. Can the status of your health and finances cope with that?

If you are still working, you may have to pay spousal support to a former spouse who is unemployed. His or her employment situation will not likely change, and alimony may have to be paid for years. Ownership of the family home will also play an important role in your future financial stability. Keeping the home can be costly and could reduce your part of the ultimate divorce settlement. Your tax liability will be higher because, as a single person, you will be taxed at a higher rate; furthermore, retirement fund assets may be halved.

Texas individuals who are considering divorce may benefit from consulting with an experienced divorce attorney to learn about their legal rights. A consultation with a financial professional may also be beneficial. Older couples who are considering remarriage may also benefit from negotiating a prenuptial agreement to ensure the protection of their individual assets.

Source:, "Senior news: divorce, medicare", Matilda Charles, Sept. 9, 2015

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Vernier & Associates, PLLC Vernier & Associates, PLLC

Vernier & Associates, PLLC
2441 High Timbers Drive Suite 110
The Woodlands, TX 77380

Phone: 281-882-3271
Fax: 832-585-0955

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